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Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance and Business / Commercial Insurance for Schnecksville and All of Pennsylvania

Located in Schnecksville, Pennsylvania, the Lutes Insurance Agency was established in 1979. We serve the Lehigh Valley and surrounding counties with personal and business insurance from a variety of ‘A’ rated or better insurance companies.

We offer auto/car insurance, business/commercial insurance, bonds, homeowners insurance, life insurance, motorcycle insurance, mobile home, and recreational vehicle insurance.

An Independent Advantage

We are Independent Agents in Schnecksville, Pennsylvania, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Lutes Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)

Insurance Quotes

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Car driving on road

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Recent News & Updates

​What to Do After a Hit and Run​

Posted: August 4, 2026

Getting in a car accident is enough to ruin anyone's day. But if you’re involved in a hit-and-run, the experience can be especially disorienting. You realize that your vehicle’s been hit and before you can step out to get the other driver’s information, their car is taking off into the distance. As overwhelming as the experience can be, how you react next can play an...

Myths & Facts About Pumping Gas

Posted: July 5, 2026

For some reason, pumping gas tends to produce a lot of misconceptions. For instance, many people mistakenly believe that filling up in the morning at the day’s lowest temperature can put more gas in your tank. For the facts on this myth and others, continue reading. Facts and myths at a glance Don't smoke while pumping gas. Avoid distractions like texting while fueling. Stay outside...

What to Do If Your Car Catches On Fire?

Posted: June 29, 2026

Car fires are uncommon but dangerous events that can quickly start and spread in a matter of minutes. By being prepared and acting quickly to evacuate your vehicle and get help, you stand the best chance of protecting yourself and your family. Many fires are caused by accidents, mechanical malfunctions or electrical problems and can be prevented. Here’s what you need to know about how...

What to Do If Your Car Catches On Fire?

Posted: June 29, 2026

Car fires are uncommon but dangerous events that can quickly start and spread in a matter of minutes. By being prepared and acting quickly to evacuate your vehicle and get help, you stand the best chance of protecting yourself and your family. Many fires are caused by accidents, mechanical malfunctions or electrical problems and can be prevented. Here’s what you need to know about how...