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Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance and Business / Commercial Insurance for Schnecksville and All of Pennsylvania

Located in Schnecksville, Pennsylvania, the Lutes Insurance Agency was established in 1979. We serve the Lehigh Valley and surrounding counties with personal and business insurance from a variety of ‘A’ rated or better insurance companies.

We offer auto/car insurance, business/commercial insurance, bonds, homeowners insurance, life insurance, motorcycle insurance, mobile home, and recreational vehicle insurance.

An Independent Advantage

We are Independent Agents in Schnecksville, Pennsylvania, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Lutes Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)

Insurance Quotes

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Car driving on road

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home with flag

Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Construction Foreman

Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Recent News & Updates

How ERIE Handles Claims Away from Home

Posted: August 23, 2026

Insurance claims usually aren’t a top priority for travelers heading on a road trip. A specialized team of ERIE claims professionals make certain they remain out of mind. ERIE’s Zone Outside of ERIE Territory (OET) team works to ensure that customers traveling outside ERIE’s territory receive the same seamless, responsive claims service they would if the loss occurred at home. From deer damage to vandalism...

Cybersecurity Training Tips for Small Business Owners and Employees

Posted: August 10, 2026

Cybersecurity training doesn’t have to be complicated. If you run a small business, your employees don’t need to become IT experts—and neither do you. They just need to recognize common scams and know what to do when something doesn’t look right. Simple cybersecurity training can focus on everyday tasks like: Opening emails Handling payments Responding to vendors Opening links in text messages Protecting customer information...

The Hidden Risk of 'We've Always Done it that Way'

Posted: August 10, 2026

Every business has that one process no one questions. Maybe it’s the filing cabinet that’s been the “system” for 20 years. The machine that’s held together by duct tape and luck. The employee who knows exactly how everything works but has never written any of it down. After all, it’s worked this long, why change it? The reality is that some of the biggest operational...

When Should I Call My Insurance Agent?

Posted: August 4, 2026

An insurance agent isn’t just someone who can sell you a policy. Whether you have a question about your coverage, need to file a claim or change your policy, your agent can provide insurance solutions to a seemingly countless number of issues you might run into. And the conversations you have with your agent can help provide protection from the unknown and greater peace of...