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Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance and Business / Commercial Insurance for Schnecksville and All of Pennsylvania

Located in Schnecksville, Pennsylvania, the Lutes Insurance Agency was established in 1979. We serve the Lehigh Valley and surrounding counties with personal and business insurance from a variety of ‘A’ rated or better insurance companies.

We offer auto/car insurance, business/commercial insurance, bonds, homeowners insurance, life insurance, motorcycle insurance, mobile home, and recreational vehicle insurance.

An Independent Advantage

We are Independent Agents in Schnecksville, Pennsylvania, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Lutes Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)

Insurance Quotes

Car driving on road

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home with flag

Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Construction Foreman

Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Recent News & Updates

6 Reasons Why Water Heaters Fail

Posted: April 8, 2025

It’s no fun going without hot water. That’s especially true when the seasons change and temperatures take a dip. But like nearly every otherappliance in your house, water heaters fail. And that can lead to cold showers — or even worse, a water leak. Here are 6 telltale signs you have a failing water heater: You only have cold water. Your water gets warm, but never hot....

The Beginner’s Guide to Short-Term Rentals

Posted: April 7, 2025

From a stylish urban loft to a cozy country cottage… booking a short-term stay is a hot trend (and a great way to travel like a local.) Maybe you’ve considered becoming a host yourself. If so, you’ve probably wondered: Is it safe? Can I actually make money doing this? What amenities should I offer my guests? Good news: You’re asking all the right questions. Whether...

Are We Getting Enough Sleep to Safely Drive?

Posted: April 3, 2025

Sleep-deprived drivers are turning America’s roadways into danger zones with potentially costly consequences. That’s according to the findings of a new survey sponsored by Erie Insurance examining drivers’ sleeping and driving habits. The survey found that a majority of Americans are sleeping fewer than seven hours per night, the minimum nightly amount recommended by the Center for Disease Control. A lack of sleep can affect...

6 Things NOT to Say During a Job Interview

Posted: April 2, 2025

Whether you’re right in the thick of it with job interviews or you’re prepping for a future career change, knowing what to say — and more importantly, what NOT to say — during an interview can sometimes make or break your chances. So, to help avoid any awkward moments while also impressing your interviewer, review these six instant-red-flag-phrases for hiring managers and make note of...